FAQ

Fill in a simple application form and we search 100s of quick loan providers in a few seconds. If approved you will be asked to agree to the lender's terms and conditions and then sign the loan agreement with our lenders.
Once you’ve agreed to terms and conditions the money will be transferred to your bank account.
Loans are usually for a 28 day period, so you repay your quick loan on your next payday (or on the date you agree with the lender).
Everything will be detailed out in the loan agreement that will be presented for your approval.

The money is usually paid directly into your account via a same day transfer. Most loans are paid on the same day, but occasionally you will receive payment the next day*.
If you apply before 13:00 on a working day you should receive the money on the same day as applying.
Bear in mind that some banks take longer than others to process payment.

It is possible if you apply to more than one lender. Most lenders will not approve two outstanding loans, but they may increase your limit after successful payment of your first loan.
Remember to never borrow more than you can comfortably repay within the loan period.

You arrange repayment of your fast loan when applying, there’s no need to arrange a direct debit, or to send a cheque or to pay over the phone.
In most cases the quick loan amount plus the interest is debited from your account using your debit card.
Ensure that you have the repayment amount in your bank on the date arranged, if you have any difficulties contact your quick loan provider and they may be able to help.

Yes you can, since most of our lenders access your credit file when you are approved this will go on your file.
Repaying your loan on time and in full is always good for your credit history.
However, if you do not repay the loan on time or in full this may count against your credit history.

A Payday loan is a short term financial tool to help cover unexpected expenses. As such, it is not recommended to take a payday loan for a long time. If you repay your loan within 30 days or on your nearest payday date you’ll find the fast loans offer good value. If you defer payment the cost of the loan does increase by a substantial amount.
Only borrow what you can repay and we do not recommend rolling over your loan.

The Representative APR for our lenders' Payday Loans is 1737% (variable). As an example, a loan of £300 taken for 28 days would require payment of £375, the interest would be £75 for a loan with an interest rate 1737%. Find out more about our charges