Borrow with Confidence

Payday Direct is owned by loan finding specialist PDB UK Ltd. PDB UK has been trading as a specialist in finding short term loans since 2005. The company has found loans for millions people throughout the UK and is recognised as one of the top services in the industry today. Payday Direct is dedicated to finding credit for all working people in the UK regardless of their financial situation or their credit history.

Information required from you

To help our lenders ensure they can process your application for a loan fast they will need you to supply: Your account details so they can pay the money into your account and take payment at the end of the loan period. Your contact details, including a home landline, a mobile and work contact number which allows our lenders to confirm your information. Your national insurance number, this helps our lenders prevent fraudulent claims without relying on credit reference agencies.

Why your information is needed

The information is used by our lenders to confirm your identity and your employment status, lenders rarely contact customers on either home or work numbers. Your employer will not be informed about your payday loan application If they do need to contact you while you are at work lenders are experienced enough not reveal why they are calling and will never discuss your loan with anyone but the borrower.

How your information is used

The information needed from you in order to process your application is used by the lender to assess your suitability for a payday loan and can affect the amount lenders will offer you. It ensures that loan decisions and loan transfers can be made quickly, often on the same day of application. Our lenders approve more loan applications as decisions made using this information are much more likely to fill the lenders criteria than using credit reference agencies. If you’ve been turned down for a loan by a bank it is probably due to the data held by credit reference agencies. Our lenders base their decision on your circumstances now rather than your credit history which improves your chances of receiving a loan.

How we protect your information

Our lenders use standard security software used throughout the financial services and retail industry to protect all your banking details. Your full financial information cannot be seen in full by any Payday Direct employees and only limited information about you can be accessed by staff that have undergone rigorous security checks. We do not share, sell, lend or lease any of your private financial information. We may however pass your email address to carefully selected marketing partners. You may request access to all your personally identifiable information that we collect online and maintain in our database by emailing us at the usual address.
Be assured your information will be held in accordance with our Privacy Policy

Keeping you on top of your money

Payday Loans are a short term financial solution and are not suitable for long term needs or clearing outstanding debts. The best uses for our quick loan service are avoiding bank charges and credit card fees, covering surprise bills and unexpected costs and occasionally for special treats. You should never borrow more than you can comfortably repay and should always try to repay the loan in full on your payday (or the date you agree with the lender) to avoid high interest charges. When used for short periods of time quick payday loans offer a valuable and speedy solution.

What we want from you

Ensure that all the information you provide on your application form is correct. If you have any problems managing payments contact the lender to discuss your situation, never ignore financial problems they will only get worse. Most of all we want you to enjoy your money safely and securely, stay clear of debt and only borrow what you can afford when you really need it.